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020 _a0-8213-5104-4
040 _aarcduce
082 _a332
090 _c16770
_d16770
100 _aClaessens, Stijn
245 _aElectronic finance :
_ba new approach to financial sector development?
_c/ Stijn Claessens, Thomas C. Glaessner, Daniela Klingebiel
260 _bWorld Bank
_aWashington, D.C.
_c2002
300 _aix, 97 p. :
_bil.
490 _aWorld Bank discussion paper
_vno. 431
_x0259-210X
504 _aIncluye bibliografía
505 _aForeword -- Abstract -- Acknowledgments -- Executive summary -- The recent past and possible future of electronic finance -- The new world of financial services -- Changes needed in financial sector policies -- E-finance applications - and implications for government -- Annexes: Annex 1: Data sources and methodology for the projections -- Annex 2: Recent reports by international e-finance working groups -- Annex 3: Types of online trading systems -- Annex 4: Selected smart card projects in emerging markets and developing countries -- Annex 5: Selected e-finance examples in emerging markets and developing countries -- E-finance web links -- References -- Bibliographical note -- Tables -- Figures -- Boxes.
520 _aIn recent years, electronic finance, especially online banking, and brokerage services, has reshaped the financial landscape. This paper reviews these developments, and analyzes their implications for consumers, governments, and financial service providers. First, it reviews the e-finance (r)evolution in emerging, and other markets, and projects its future growth. It then analyzes e-finance impact on the structure of, and competition in the financial services industry. After that, it assesses how e-finance, and globalization more generally, affects financial sector policies in emerging markets, including the need for changes in the approach to financial sector development. The paper then examines governments ' changing role in the financial sector, and identifies opportunities that e-finance offers countries to leapfrog. Finally, the paper includes for policymakers, and others involved in financial sector reform in emerging markets, detailed information, and Web links on public policy activities related to e-finance.
650 _aFINANZAS
650 _aREFORMA FINANCIERA
650 _aINSTITUCIONES FINANCIERAS
650 _aPAISES EN DESARROLLO
653 _aTERCER MUNDO
700 _aGlaessner, Thomas C
700 _aKlingebiel, Daniela
710 _aBanco Mundial
942 _cLIBR
_j332 C 47667
999 _c16741
_d16741