000			01781nam a22002777a 4500
003			arcduce
005			20200519181028.0
007			ta
008			140307s2003 be_||||| |||| 00| 0 eng d
040			_aarcduce _carcduce
082	0		_221 _a338.642
100	1		_97577 _aCrombrugghe, Alain de
245	1	0	_aDevelopment of a starter loan in microfinance : _boperational parameters / _cA. de Crombrugghe, V. de Pret.
260			_aNamur : _bThe University of Namur. Faculté des Sciences Economiques, Sociales et de Gestion, _c2003
300			_a48 p.
490	1		_aWorking papers. Research series ; _vno. 246
505	0		_aIntroduction -- 1. Demand for the product -- 2. Technical characteristics of the loans -- 3. Pricing of the product -- 4. Profitability: break-even and sensitivity -- Conclusion -- Annexes -- Bibliography.
520	3		_aThis paper appraises the possible pricing and cost parameter values of a starter loan, and evaluates its profitability for a microfinance institution willing to implement it in a transition economy. The conceptual design of this starter loan and its economic justification have been studied in a preceding paper. A detailed analysis of evidences a strong timing mismatch between the application of expenses and the perception of revenues on the loan portfolio. Guidance is thus offered on how to overcome potential difficulties in setting the quantitative parameters of the new product.
650		4	_aMICROEMPRESAS _91106
650		4	_94068 _aMICROCREDITOS
653		4	_aMICROFINANCIACION
700	1		_97579 _ade Pret, Valentine
830		0	_95288 _aWorking papers. Research series (The University of Namur. Facultés Universitaires Notre-Dame de la Paix) _vno. 246
942			_2ddc _cDOCU _jF 338.642 C 20368
945			_aBEA _c2016-05-26
999			_c25350 _d25350